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fha addendum

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Reset the Form VA / FHA LOAN ADDENDUM PROPERTY ADDRESS BUYER NAME s SELLER NAME s This VA / FHA Loan Addendum is made a part of the Purchase and Sale Agreement for the Property identified above. Should any terms of this Addendum conflict with the terms of the Purchase and Sale Agreement the terms of this Addendum will control. AMENDATORY CLAUSE An amendatory clause must be included in the sales contract when the borrower has not been informed of the appraised value The amendatory clause must...
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Hey everyone I want to show you really quickly how to do the FHA financing addendum because it is the most commonly used financing addendum just remember this if your contract you're offered to purchase that you're representing a buyer on is not a cash deal it must have a financing addendum so again attach to every single offer that you're going to submit you must have a financing addendum unless of course it's a cash offer, so now you need to figure out whether your purchaser is obtaining an FHA a VA or a conventional loan you can always ask the loan officer, or you can look at the loan officers lender letter okay so what I want you to do once you're ready to put this together you can go to our move for free realtor info website you can click on the resources button now if you are a member of n VAR then you will have access to your own internet account, and it would be incident forms if you are not a member of NVA are then you need to call me, and I'm going to give you the username and password once you're on the site you're going to scroll down to Northern Virginia Association of Realtors, and you're going to again log in with your username and password, or you're going to call me, and you're going to get the username and password that I have my suggestion when you're putting in an offer is to start a new transaction but in this case we're not going to start a new transaction because I'm just today going to show you the FHA financing form, so again this would apply if your client is obtaining an FHA loan, so you'll see FHA financing addendum I'm going to create a new form let's take a look at this okay alright so the first thing we're going to do here since I am still new to my iMac is we're going to put today's date I'm going to table over and this would be again the denim is made on 322 a contract date at 3:20 because you're always going to be doing them on the same day now who's the purchasers name buyer a who is a seller B what's the property dress one two three main street anywhere in VA with a zip of two a109 okay now the next section you're going to see is let's see if I can figure this out okay is how much are we going to be financing remember if your sales price is three hundred thousand, and you're doing an FHA loan you're going to have to put three and a half percent down so if you're putting three a three and a half percent time you're gonna need to do the math, or you can look at this again the lender letter but three and a half percent of three hundred thousand is ten thousand five hundred, so I know that if we're purchasing a three hundred thousand dollar loan we're going to have to subtract ten thousand five hundred and our financed amount we'll put two eighty-nine five zero okay so don't put the sales price there make sure to put the finance amount typically this is over a 30-year time period at a fixed rate and I always put DVD because I'm not really sure unless of course I know what the financed amount is now again make sure...
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